Regardless of whether you're dealing with a flooded stream or a flooded street, there are two types of flow—laminar and turbulent.
Turbulent flow is indicated when the surface shows eddies and swirls—and at times whitewater—caused when uneven surfaces beneath or other submerged elements cause the layers of flow to be interrupted and intermingled. Laminar flow shows little to no surface disturbance because the fluid layers continue together in a mostly parallel path. Laminar water is often misconstrued to be "calm" but it can easily knock a person off their feet.
Understand going in (no pun intended) that the water is stronger than you. The force of a moving body of water is a function of its velocity and its volume. The volume of water in an urban setting can be discernable by reckoning the surface level with familiar objects. Midway up a typical fire hydrant is about a foot of water, for example. The velocity of water is often difficult to gauge by sight, but let's assume that it's about the same as a walking pace—four miles per hour or so.
That one-foot-deep flow of water at four miles per hour will exert a force of about 60 pounds per square foot of submerged surface area—for a typical person, two legs in a foot of water exposes about one square foot of surface area.
One might think this to be manageable—until you add in the complications of submerged hazards, slippery surfaces, and a potentially panicked victim in your clutches.